(RECAP: Six years after the U.S. housing market collapsed, a Senate banking committee has approved a long-sought change to home mortgage regulations that would make lenders – not taxpayers – the first to be tapped for a bailout if there’s another meltdown. The measure – first developed by U.S. Sens. Mark Warner, a Virginia Democrat, and Bob Corker, a Tennessee Republican – aims to prevent another expensive bailout. The previous collapse ended up costing taxpayers $190 billion. Although the bill has bipartisan support, Warner acknowledged Friday that time is running short this year as members of Congress become more preoccupied with re-election than legislation.)