(RECAP: In March 2012, the city of Charlottesville, Virginia saw the completion of its first permanent supportive housing complex, The Crossings at Fourth and Preston. The 60-unit building provides housing for people experiencing homelessness and those earning less than 50 percent of the area median income. The development has adopted the Housing First model, in which people experiencing homelessness are provided with a stable place to stay before being connected to employment and health services. The cost of the development was slightly more than $7 million, with most of the funding coming from $4.25 million in low-income housing tax credits. The other major sources of funding were loans from VHDA, DHCD and the Federal Home Loan Bank of Atlanta.)