(RECAP: The FHA is at a critical crossroads, but with the best performing books of business in its 80-year history, FHA is prepared for the future. That’s according to current and former FHA commissioners, who spoke to thousands of Realtors at the 2013 Realtors Conference and Expo. “We are on the right track financially, and will continue to help American people reach their dreams of owning a home,” said Carol Galante, FHA commissioner and assistant secretary for housing.)