(RECAP: Force-placed insurance is controversial. It pulls big players such as Bank of America into big fights. While it is a necessary function in many instances, the charge for the service often draws ire. The FHFA announced last year it directed Fannie and Freddie to restrict forced-placed insurance practices, which is a follow up from a notice the agency published last March. But that didn’t deal with requirements. The Consumer Financial Protection Bureau is in charge of that. As part of the new mortgage servicing rules from the CFPB there are some definite dos and don’ts both mortgage servicers and insurers need to be aware of.)